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Fabio Lauria
Small businesses aren't behind on AI. They're just too small to waste money on it properly. 95% of enterprise pilots produce nothing while the median SMB spends 8k a year and gets real gains. The catch: most of that ROI is running on free tiers nobody has priced yet.di ThreadsYou can delete a contact, unfollow a friend, wipe your whole account — and the platform still knows who you are, because it never needed your permission to connect the dots around you. This week I wrote about the social graph: you consent to what you share, but the inferences built from everyone else's data outlive anything you erase, and that's the privacy problem nobody wants to own. @electesrldi InstagramField note from a year of SME implementations, and the data now backs what we kept seeing. The conventional framing is that small firms are catching up to enterprises on AI. The numbers say the opposite. MIT's NANDA study found 95% of enterprise generative-AI pilots deliver no measurable P&L impact. Enterprises spent $37B on generative AI in 2025. The median AI-adopting small business spent $8,200 for the year, and 80%+ of AI-using SMBs report productivity gains. By August 2025 the SBA measured large-firm production AI use at 10.5% against 8.8% for small firms, down from a 1.8x gap in early 2024. Small firms aren't winning because they're clever. They're winning because a five-person team can change a process on Tuesday. A 5,000-person org needs a change board. But here's what most commentary skips. JPMorgan Chase Institute transaction data shows only 17.7% of US small businesses have actually paid for an AI tool, versus 55% claiming to use one. Most of that celebrated SME ROI is running on free tiers, and Gartner expects SMB entry cost to trend toward zero by 2027. Free is the acquisition cost, not the price. So the real question for European SMEs isn't which tool, it's what you own when the meter turns back on. Which of your AI-driven gains survive a vendor swap? And who in your business owns the process documentation, not the prompts?di LinkedInEveryone says SMEs are falling behind on AI. Then MIT's NANDA report found 95% of enterprise generative-AI pilots produce zero measurable P&L impact. The median AI-adopting small business spends $8,200 a year and gets results. Scale isn't the advantage here. It's the handicap. — Fabio Lauria (@fabiolauria92) Sep 4, 2026Lihat di XThe AI Act's real SME clause is Art. 25: substantially modify a high-risk system and you inherit provider duties. So SMEs don't fine-tune. That's not safety, that's a moat.di BlueskyWe spent years shaving milliseconds off response time, then watched users trust the slower model that showed its work. Turns out people do not want the fastest answer, they want to believe the answer was earned. @electesrldi InstagramThe €400K compliance figure isn't the scandal. The scandal is that it's a flat fee. A €50bn firm amortizes it over billions; a 45-person startup pays it out of survival money. Same rule, opposite economics — and Brussels just pushed the deadline to 2027 because it noticed.di ThreadsEveryone assumes the AI Act is a brake on Big Tech. The data suggests it's a toll booth — and tolls are regressive. The EU's own impact assessment puts compliance for a single high-risk AI product with a quality management system at up to €400,000. For a large vendor spreading that across billions in turnover, it's noise. For a 45-person company, it can exceed annual revenue. Modelled at ~2.7% of total revenue for a small provider. The adoption data tracks it. Eurostat 2025: 55% of large EU firms use AI versus 17% of small ones. That gap was 24 points in 2023. It's 38 now. Large-firm adoption grew 13.9% last year, small-firm growth 5.8%. The standard rebuttal is that most SMEs face near-zero compliance cost, because most use minimal- or limited-risk systems. True — and that's exactly the mechanism. The €0 bill is the price of surrendering the provider role. You don't pay for compliance because you've stopped building the thing that requires it. Brussels seems to know. The November 2025 Digital Omnibus pushed high-risk obligations to December 2027 and widened SME exemptions. Meanwhile 52.5% of EU firms that considered AI and walked away cited unclear legal consequences. Two questions I'd ask your leadership team: in which of your AI workflows are you a provider without having decided to be? And which layer of your stack — data, evaluation, domain logic — would still be yours if your vendor doubled prices tomorrow?di LinkedInStartup Fortune took a closer look at why we launched The ELECTE Quarterly. The point was never to publish more slowly for the sake of it. Different formats should do different jobs. Newsletters, podcasts and radio can follow the conversation. The Quarterly is where we make room for arguments meant to last. startupfortune.com/electe-la… — @ElecteSrl Sep 3, 2026Lihat di XEveryone says the EU AI Act will slow Big Tech down. The data says the opposite. It quietly turned Europe's small firms from AI builders into AI tenants — renting compliant systems from the incumbents the rules were written to check. — Fabio Lauria (@fabiolauria92) Sep 3, 2026Lihat di XThe 95% failure rate isn't a model problem, it's a memory problem. Stateless tools can't compound. If your AI vendor doesn't write back into a system you own, you're renting a demo, not building an asset.di BlueskyThe safest business in retail AI right now isn't retail. It's selling AI to retailers. ~$7k/yr of subscriptions on a store clearing €24k of profit — vendor revenue guaranteed, merchant revenue optional. Buy shovels, or at least negotiate like someone who knows they're buying one.di Threads